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    Consolidating private loans government tax implications of liquidating a corporation

    offer benefits and protections that do not transfer to private lenders.This is often the reason that people cite when they say you shouldn’t combine federal and private loans.Some people may want to refinance all their loans, and for other it may make sense to only refinance some of them.When you refinance federal loans and private loans into a one new private loan you will no longer be eligible to use one of the government’s income-based repayment programs.At Earnest, our clients save an average of more than ,000 by refinancing their student loans.

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    For example, the government’s Pay As You Earn (PAYE) and Income-Based Repayment (IBR) programs allow borrowers to make reduced monthly payments based on financial hardship.Learn more about when to consolidate and refinance federal and private loans. We’ve got you covered with our Student Loan Smarts blog series.Now that you know it’s an option and you understand how it works, you can better assess whether it’s right for you.Congratulations, you’re here because you’re ready to take charge of your student loans.

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