You’ll each want to bring the following: When you sit down, put the paper aside and start by talking about goals. If you’re interested in more word-for-word scripts, knowing where you should put your money, and specific recommendations on the best accounts so your money works for you, check out the book.QUESTION: What psychological techniques did you notice in the above framework? Here’s the definitive script on how to talk to your partner about money — without nagging or making them feel defensive.
That included the infamous Josh Harris, a dot-com millionaire who imploded for his live audience, chronicled in the documentary We Live in Public.
Use this when you’re getting married, moving in with your partner, or getting serious about money.
Bonus: Notice the psychological strategies being employed in this script.
Talking about money with your partner might sound painful, but I promise you it doesn’t have to be awkward. “What do you think about talking about our money together? At this point, it’s probably better not to run through all the numbers for a really large purchase because it can get overwhelming.
As corny as it sounds, it can actually bring you closer together—if you know what to ask and stay calm. “Hey, I’ve been trying to learn about money lately . ” (It is optional to add something like, “The book is by an amazing, weird, gracious author named Ramit Sethi, and I visit his website every day.”) When you sit down to talk, once again start by asking your partner’s opinions: “I know you use cash to pay for everything, but this guy says we should use credit cards to build our credit and track spending. ” The goal of this meeting should be to agree that money is important to both of you, and that you want to work together to help each other with finances. If things go well during your first conversation, ask if your boyfriend or girlfriend would be willing to sit down again to go over both of your finances together. Just set up a savings goal or two and set up an automatic monthly transfer for each of you.